Wharton Fintech

Foundations and Applications of Financial Technologies Specialization

In this course, you’ll learn the fundamentals of modern investment strategies that involve Fintech. This course introduces the nuanced functions behind payment methods and financial regulations, Robo-advising, crowdfunding, peer-to-peer lending, cryptocurrency, blockchain, and beyond.

Wharton’s Online’s Foundations and Applications of Financial Technologies Specialization teaches you the essential aspects of technology-driven financial strategies, from complex regulations to cryptocurrency. This course is perfect for students looking to have a better understanding of financial technologies and stay ahead of innovations and trends in the financial world.

The main objective of our Fintech Specialization is to empower students to thrive in rapidly-changing and technology-driven financial professions.

Why Take A Fintech Certificate Program?

  • 81% of banking CEOs are concerned about the speed of technological change, more than any other industry sector.1
  • By 2020 there will be 20 times more usable data than today.2
  • Assets under management in the Robo-Advisors segment amounts to $980,541m in 2019. Assets under management are expected to show an annual growth rate of 27%, resulting in the total amount of $2,552,265m by 2023.3

1PwC Global Fintech Survey 2016
2‘The Digital Universe in 2020: Big Data, Bigger Digital Shadows, and Biggest Growth in the Far East’, International Data Corporation

Program Details

Start Dates: 
Start Immediately

4-6 weeks per course

2-4 hours per week

Program Format:
100% Online

Program Tuition:



Fintech Courses

sending and receiving money through an app

Course 1:
Fintech: Overview, Payments, and Regulation

Duration: 4 weeks (1-4 hours/week)

Gain a more thorough understanding of FinTech, from the fundamentals to the complex realm of regulation.

Bitcoin graphic

Course 2:
Cryptocurrency and Blockchain: an Introduction to Digital Currencies

Duration: 4 weeks (1-4 hours/week)

Discover the meteoric rise of cryptocurrency in the past decades, with an overview of blockchain and prospective markets.

hands placing coins into a jar

Course 3:
Lending, Crowdfunding, and Modern Investing

Duration: 4 weeks (1-4 hours/week)

Learn the nuances of marketplace lending, the modern credit landscape, peer to peer lending, and the current state of financing.

hand holding cellphone with Bitcoin and money symbol

Course 4:
Application of AI, Insurtech, and Real Estate Technology

Duration: 4 weeks (1-4 hours/week)

Learn the subtleties of Insurtech, the new technologies that are revolutionizing the insurance industry.

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Key Program Takeaways

Students will learn how to:

  • Strategize and comprehend the nuanced world of Fintech
  • Invest in cryptocurrencies and blockchain
  • Utilize Robo-advisors and artificial intelligence to inform financial strategy

Fintech Faculty

Jessica Wachter

Richard B. Worley Professor of Financial Management; Professor of Finance, The Wharton School
Faculty research interests include:

  • Asset pricing
  • Financial econometrics
  • Portfolio choice

View Faculty Bio

Natasha Sarin

Assistant Professor of Law, University of Pennsylvania Law School
Faculty research interests include:

  • Empirical law
  • Economics
  • Novel datasets
  • Finance

View Faculty Bio

Chris Geczy

Adjunct Professor of Finance, Academic Director, Wharton Wealth Management Initiative Academic Director, Jacobs Levy Equity Management Center for Quantitative Financial Research
Faculty research interests include:

  • Multifactor models
  • Wealth management
  • Risk management
  • Asset allocation
  • Performance of managed funds

View Faculty Bio

David Musto

Ronald O. Perelman Professor in Finance, Department Chair of the Finance Department at the Wharton School
Faculty research interests include:

  • Capital markets
  • Consumer credit
  • Financial intermediation

View Faculty Bio

Sarah Hammer

Adjunct Professor of Law, Senior Director of the Alternative Investments Initiative at the Wharton School of the University of Pennsylvania
Faculty research interests include:

  • Transformation of the financial sector
  • Capital markets
  • Financial services in management
  • Portfolio management
  • Trading

View Faculty Bio

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Learn more about Wharton Online’s Foundations and Applications of Financial Technologies Specialization before enrolling in the program.

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